What is Super Visa Insurance, How Does it Work?

The Super Visa insurance is a type of insurance that is required for certain foreign nationals who wish to visit Canada as a parent or grandparent of a Canadian citizen or permanent resident. This type of insurance is required as a condition of obtaining a Super Visa, which allows these individuals to stay in Canada for up to two years at a time without the need to renew their status.

To be eligible for a Super Visa, the parent or grandparent must first be invited by their Canadian child or grandchild to visit Canada, and must provide evidence of the invitation. They must also meet certain other requirements, such as having a good relationship with their Canadian family member, being in good health, and having enough funds to support themselves during their stay in Canada.

The Super Visa insurance must cover the parent or grandparent for a minimum of one year, and must provide a minimum of $100,000 in medical coverage. This insurance is intended to cover any medical expenses that the parent or grandparent may incur while in Canada, including hospital stays, doctor’s visits, and prescription medications. It is important to note that the Super Visa insurance does not cover any expenses related to pre-existing medical conditions.

To obtain a Super Visa, the parent or grandparent must submit an application to Immigration, Refugees and Citizenship Canada (IRCC), along with all necessary documentation, including a letter of invitation from their Canadian child or grandchild, proof of sufficient funds, and proof of the required insurance coverage. If the application is approved, the parent or grandparent will be issued a Super Visa, which allows them to stay in Canada for up to two years at a time.

Super Visa Insurance With No Pre Existing Medical Conditions This kind of Super Visa insurance policies do not cover pre-existing medical conditions. This is good for the people who do not have any pre existing medical conditions. But it is always highly recommended that the buyer should also buy the enough medical coverage in the case of any future medical emergency. Some of the hospitals need the upfront payments in advance.

Super Visa Insurance – To cover pre-existing conditions

A pre-existing medical condition is a medical condition that the insured person has been diagnosed with or received treatment for before the start of the insurance policy.

This means that if you have a pre-existing medical condition and are applying for a Super Visa, you may need to purchase additional insurance coverage to ensure that your medical expenses related to the pre-existing condition are covered while you are in Canada. It is important to disclose any pre-existing medical conditions when applying for insurance coverage, as failure to do so could result in your claim being denied.

Super Visa Insurance – Association plan, to cover pre-existing conditions Association plans are group insurance plans that are offered to members of a particular association or group. These plans may offer coverage for pre-existing medical conditions, depending on the specific terms and conditions of the plan.

If you are a member of an association that offers a Super Visa insurance plan that covers pre-existing medical conditions, you may be able to enroll in this plan as a way to obtain the insurance coverage you need for your Super Visa application. However, it is important to carefully review the terms and conditions of the plan to make sure it meets the requirements for a Super Visa and provides the coverage you need.

It is also important to note that association plans may not be available to everyone, and you may need to be a member of the association in order to enroll in the plan. Additionally, association plans may have higher premiums than individual insurance plans, so it is important to compare the costs and benefits of different options to find the one that best meets your needs.

Super Visa Insurance – Compare all available plans If you are not sure that what kind of Super Visa Insurance is good for you. Then it is the best idea compare different Super Visa insurance plans available to find one that provides the coverage you need at a price you can afford. We have various Super Visa Plans available with us. We can customize the plans as per your personal requirements.